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A swipe of the credit card through the terminal sends the customer's card information to the bank that handles the credit card transaction, known as the acquirer, via a dial-up modem phone connection or a dedicated network connection.
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With the new generation of credit cards, such as contactless cards, no magnetic stripe is needed. Contactless credit cards contain technology that allows the card to be used simply by tapping or holding it near a contactless card reader, which have recently been introduced in some convenience stores. With smart-chip technology, additional information (like frequent shopper discounts) can be stored on the credit card.
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