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Fraud is typically detected in one of two ways -- through the consumer's notification by another party or the consumer's own discovery of the fraud through some due diligence of their own. Outside detection examples include notification by such companies as a bank or credit card issuer, a debt collector or creditor, or when the consumer is rejected for credit.
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Even if your state does allow the use of credit cards for lottery ticket purchases, that doesn't mean problems never arise. For example, consider the case of an Oregon woman who bought a $1 million dollar winning lottery ticket in 2005 using the credit card of a deceased woman.
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