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Meanwhile, examples of self detection include when consumers contact a business they had an account with, by monitoring their accounts through the Internet or ATM, by looking over a credit report, or by reviewing their accounts via paper statements.
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Younger consumers can be added to an adult's credit card account as an authorized user. For an existing credit card account, the adult will need to contact the issuer and request to have an authorized user added. Alternately, young consumers may be able to get someone older to co-sign a credit card application for them.
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