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Furthermore, consumers should keep a list of phone numbers to dial credit card issuers in case of a lost credit card or suspected fraud. And, finally, the Fed recommends that consumers only use their credit card with online merchants they trust, never providing credit card information via e-mail or entering credit card into a website they do not trust. Credit card users should look for a lock icon or an address that begins "https" to ensure the website is secure.
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According to Javelin Strategy & Research data cited by the Fed, a relatively large number of fraud victims personally knew the person who ripped them off, with the fraudster often being a friend, relative, or in-home employee. This fact strengthens the need for consumers to protect information not just during a transaction, but also in their home.
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