Bills would clamp down on payday loan 'sharks' (Small Business Times)
I cannot stress enough the importance of staying out of trouble as a credit-rebuilding tool. Even doing nothing can help a bad credit report, but repeating poor credit habits can make things much worse. Creditors can be somewhat understanding of a bad credit incident, if corrected. This can be particularly true when the bad credit originated with problems outside of the debtors control such as emergency medical bills. Repeated bad credit behavior indicates a problem with deeper roots and looks to be a stronger indication that future credit worthiness looks shaky. If you want your credit to improve, be perfect with your new credit, as well as old credit where accounts remain open.
Bills would clamp down on payday loan 'sharks' (Small Business Times)
State Rep. Josh Zepnick (D-Milwaukee), a member of the Assembly Committee on Financial Institutions, has introduced two consumer protection bills designed to help citizens who utilize relatively new and emerging financial services of payday and auto title loans.
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Payday Loan Industry Launches Ad Blitz (Washington Post)
The local payday loan industry has launched an aggressive advertising campaign to try to persuade the D.C. Council to reverse a vote that would limit the fees charged on short-term loans.
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Cash Crunch Solutions in a Snap (Benton Evening News)
(ARA) - Sometimes life throws us a curve ball and we don't have any choice but to catch it -- even if it means dropping everything else. When emergencies happen, such as your son gets hit in the face with a baseball and needs a new tooth, your refrigerator's motor stops or your car breaks down.
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TSX ends day down 200 after credit crunch (CTV.ca)
The Toronto S&P/TSX composite index stock fell 200.06 points from Wednesday's close, climbing back from an initial drop of 585 points -- the biggest decrease in six years.
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TSX ends day down 200 after credit crunch (CTV.ca)
The Toronto S&P/TSX composite index stock fell 585 points Thursday, the biggest drop in six years, before making a slight recovery to close down 200.06 points.
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Credit crunch sends TSX down more than 500 points (CTV.ca)
The Toronto S&P/TSX composite index stock fell as much as 585 points, or almost 4.5 per cent on Thursday. Finance Minister Jim Flaherty said he was watching the markets closely.
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Payday loan traps (Baltimore Sun)
Eileen Ambrose -- Personal Finance Aziza Gary grew increasingly uncomfortable.
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Color of Money Live (Washington Post)
Personal finance columnist Michelle Singletary hosted a free-for-all discussion about money matters.
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Payday lenders face new rules, but consumers group says problems remain. (CP via Yahoo! Canada News)
WINNIPEG (CP) - New rules in several provinces are supposed to protect consumers from sky-high interest rates and fees at payday loan companies, but a consumer lobby group says they will likely do nothing to prevent the poor from becoming trapped by crushing debtloads.
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Mum's 240pc interest scare (The Courier Mail)
KAREN Deakin doesn't want to see another payday lender again. A loan bearing 240 per cent interest rates tends to do that.
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Bills would clamp down on payday loan 'sharks' (Small Business Times)
Step 1: To dispute a negative item on your credit file you need to first identify the negative items that you want removed.
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