Book Review: The Passionate Shopper (Stawell Times-News)
If one discovers inaccuracies on their credit report responsibility lies with the individual to begin the corrections process. Letters must be written explaining exactly what the problem is and the remedy they feel warranted. Especially when dealing with inaccuracies individuals must remember that each credit reporting agency maintains its own database of information. Therefore one agency might report an item properly while others report it improperly and vise versa. Furthermore, if a common inaccuracy exists with multiple reporting agencies the repair process must take place with each agency reporting the item inaccurately individually. In many cases this means to remove an item that has made its way onto each bureaus agency report, an individual must write three sets of letters and follow the process through with all three different agencies in order to be sure an item comes off from the reports. Once notified of a problem an agency will contact the creditor or reporter of the item in question and seek a response regarding the accuracy of the item. Under the Federal Fair Credit Reporting Act if the agencies do not receive a reasonable proper response within 30 days they are obligated to follow your directives on proper treatment of the item. Should a proper response be received the bureau may well request more information on why you believe your position be the correct one. Many people advocate dealing with only one item per correspondence. To extend this out given earlier facts that each item must be dealt with individually with each agency, a hypothetical result for someone with ten erroneous items could mean initiating 30 sets of correspondence to correct the problem. Once you find you have completed this task follow up once again or check the report again. Just because a letter has been written and a creditor has not responded within a given time frame does not mean that the agency will remove the report without further follow up and an additional correspondence. On the other hand keep in mind changes may take a month or more to appear on a report. While the process for proper credit reporting is in place, assuring accuracy of your own credit report rests with you.
Book Review: The Passionate Shopper (Stawell Times-News)
Passionate shoppers, gird your purses! The best-kept secrets of the fashionable can now be had for the princely sum of $39.95 (a bargain in any language).
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8-25 Church news (The Lufkin Daily News)
Allentown Congregational Methodist Church. Sunday events. Aug. 26. Back to School Sunday. All students will be recognized and blessed for the upcoming year. At 10 a.m. donuts and juice. 10:30 a.m. Kid's Video and Adult Devotion. 11 a.m. Pastor Joseph's morning message is "The Power of God." Students will receive a bag of school supplies. Call for information. 2339 FM 843, Lufkin, 936-632-8485.
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September 9: Feeling Anxious About the Future (Florida Baptist Witness)
All of us have concerns about every day events, such as getting everything done or making it to the hairdresser on time. Undefined concern can lead to worry, an inability to shake the uncertainty in our minds.
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China’s Nuclear Threat: The U.S. Dollar (GoldSeek.com)
In two days we can procure from our storehouses any quantity we may please. [1]
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China's Nuclear Threat (Kitco.com)
In our hands is the greatest power of our day – gold: In two days we can procure from our storehouses any quantity we may please. [1] Speculation runs rampant that China may use its $1.33 trillion dollars of foreign currency reserves as a political weapon of mass destruction.
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'Indian Summer: The Secret History of the End of an Empire' by Alex von Tunzelman (Calendarlive.com)
The story of the passionate affair between the wife of the last British viceroy to India and Jawaharlal Nehru, who would lead the new nation.
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Ask an Expert: Mortgage too high? Weigh these options (USA Today)
Q: I am the owner of one of these "subprime" mortgages everyone is so nervous about, and now I know why. I run a home-based business and care for my two school-aged daughters. ...
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How would you fare in the bid to be British? (The Scotsman)
NATIONHOOD quiz means testing times for aspiring immigrants, writes ALASTAIR JAMIESON
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Book Review: The Passionate Shopper (Stawell Times-News)
The only creditors that may have proof are the courts (Recent Bankruptcies, Unpaid Tax Liens, Unpaid Judgments & Unpaid Child Support).
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