Coral Gables Ford faces bankruptcy (Miami Herald)
If one discovers inaccuracies on their credit report responsibility lies with the individual to begin the corrections process. Letters must be written explaining exactly what the problem is and the remedy they feel warranted. Especially when dealing with inaccuracies individuals must remember that each credit reporting agency maintains its own database of information. Therefore one agency might report an item properly while others report it improperly and vise versa. Furthermore, if a common inaccuracy exists with multiple reporting agencies the repair process must take place with each agency reporting the item inaccurately individually. In many cases this means to remove an item that has made its way onto each bureaus agency report, an individual must write three sets of letters and follow the process through with all three different agencies in order to be sure an item comes off from the reports. Once notified of a problem an agency will contact the creditor or reporter of the item in question and seek a response regarding the accuracy of the item. Under the Federal Fair Credit Reporting Act if the agencies do not receive a reasonable proper response within 30 days they are obligated to follow your directives on proper treatment of the item. Should a proper response be received the bureau may well request more information on why you believe your position be the correct one. Many people advocate dealing with only one item per correspondence. To extend this out given earlier facts that each item must be dealt with individually with each agency, a hypothetical result for someone with ten erroneous items could mean initiating 30 sets of correspondence to correct the problem. Once you find you have completed this task follow up once again or check the report again. Just because a letter has been written and a creditor has not responded within a given time frame does not mean that the agency will remove the report without further follow up and an additional correspondence. On the other hand keep in mind changes may take a month or more to appear on a report. While the process for proper credit reporting is in place, assuring accuracy of your own credit report rests with you.
Coral Gables Ford faces bankruptcy (Miami Herald)
Many recent Coral Gables Ford customers found their car-buying experience to be anything but pleasant. Some buyers never received the tag and/or title to their new vehicles. Others discovered the dealership didn't pay off the loans on their trade-ins, potentially jeopardizing their credit ratings.
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Golfers angry over mandatory cart rules (Sports Illustrated)
EAST MEADOW, N.Y. (AP) -- A Long Island woman is boycotting her favorite course. A man in Florida has published a book and filed lawsuits to defend his rights. A former golf executive thinks the game, under these circumstances, shouldn't even be called golf.
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Some golfers angry over mandatory carts (Lexington Herald-Leader)
A Long Island woman is boycotting her favorite course. A man in Florida has published a book and filed lawsuits to defend his rights. A former golf executive thinks the game, under these circumstances, shouldn't even be called golf. "It ought to be called 'cart ball.' It isn't golf," said Sandy Tatum, a bona fide golf purist who once served as president of the U.S. Golf Association and won an ...
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Some Golfers Angry Over Mandatory Carts (AP via Yahoo! Asia News)
A Long Island woman is boycotting her favorite course.
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Golfers get angry when cart is put before the course (Slam! Sports)
EAST MEADOW, N.Y. (AP) - A Long Island woman is boycotting her favourite course. A man in Florida has published a book and filed lawsuits to defend his rights. A former golf executive thinks the game, under these circumstances, shouldn't even be called golf.
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Step-by-step guide to better credit (Orange County Register)
"We'll have to run your credit report." If those words spook you more than any horror movie, your credit is probably a little scary. Maybe it's downright horrifying.
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Real estate: Heart & home (Florida Today)
Mercedes Homes, its employees and subcontractors work to help get local heart-lung transplant recipient through his recovery.
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Real estate: H2Ohhh (Florida Today)
A South Merritt Island riverfront home was meant to be the owner's dream home, but relocation has prompted a sale. It is being offered for sale at $1.95 million.
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Getting carded at college (Denver Post)
They remember their first love, their first car and, if financial institutions have it right, their first credit card.
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Mortgages much harder to get (Dallas Morning News)
Gone are the days of easy money. In their place: tighter requirements that are making things tough on buyers.
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Coral Gables Ford faces bankruptcy (Miami Herald)
Easier Items To Dispute And Have Removed
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