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Again, all Federal Laws are in your favor. If you say an account is not yours and the creditor does not have written proof that the account belongs to you, they must remove the account from your credit file and cease all collection activity. If they don't have written proof that the account is yours, there are two ways to get the item removed
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Finding The Credit Repair Tulsa Cash Back Credit Card For You
What the Credit Bureaus Don't Tell You
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