Ind. Decisions - Still more on 7th Circuit decision re identity theft
Erroneous items
Ind. Decisions - Still more on 7th Circuit decision re identity theft
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Ind. Decisions - Still more on 7th Circuit decision re identity theft
The reason these items are easier to remove is simple; when you dispute an older account or an item that is now charged off, the creditor is not too concerned with the account any more. They may not even be able to find the necessary information to verify the dispute. Even if the account was once seriously past due, but now is paid off, they usually will not take the time to verify the dispute since they have already been paid.
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