Managing Your Credit Card Debts (Richfield Reaper)
Improving ones credit score is one of the few areas of life where doing nothing can be tremendously productive. Once the items causing negative impact on the credit report have ended, the simple passing of time does wonders for one’s credit score. While the advantage of improving your score with the passing of time comes in the form of non-existent effort, the disadvantage comes in that time must take its own course. Even those with the best of credit cannot buy more time or speed the passing of time. Generally the date used to trigger the passing of time in this context starts with the date of the last activity of the account. Interpretation and misuse of this rule accounts for many reporting errors. For example if a person last made a payment on a charge card in 1995 and in 1999 a new entity buys the account and begins to report it the new entity the credit reporting bureaus may treat the initial reporting as the date of the new entity. But in reality the date of the last activity of the debtor’s point of view came in 1995 with the last payment. “Last activity” for purposes of credit reporting means the debtor’s last activity, otherwise by re-selling accounts or re-generating some new phantom activity the creditors reporting can be extended in perpetuity. To maintain the accuracy of records that should be dropped from account through passage of time, usually seven years as I referred to earlier, individuals should know the exact date of the last activity and have records for proof.
Managing Your Credit Card Debts (Richfield Reaper)
(ARA) - Credit cards are not always a bad thing, if you are smart with how you use them. They enable us to buy items immediately, eliminate having to carry cash, and record and track purchases. Disadvantages include interest, fees, and increased impulse buying.
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A Viable Alternative to Bankruptcy (The Bradford Era)
(ARA) - If you're carrying thousands of dollars in credit card debt, struggling to pay the rent every month and getting calls from collections agencies, you might be considering bankruptcy. Yet for almost all circumstances, a good financial advisor will tell you that's the last thing you should do.
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Amendment could postpone branch office consolidation (Battle Creek Enquirer)
MARSHALL — The Secretary of State branch office in Marshall could remain open until September 2008 if an amendment approved Wednesday by the State Senate passes in the House and is signed into law by Gov. Jennifer Granholm.
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Online Resources Provides Analyst Day Highlights (FinanzNachrichten)
Online Resources Corporation ( Nachrichten ) (Nasdaq:ORCC), a leading provider of web-based financial services, announced highlights of its Analyst Day event held yesterday in New York, NY. The Company updated analysts on progress toward its three key strategic goals for the next 18 months, including the integration of recently acquired Internet Transaction Solutions (ITS).
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Hedge Fund Hit Man Hired by Cohen, Loeb, Sender, Says Insurer (Bloomberg.com)
Aug. 24 (Bloomberg) -- One morning in 2005, an unusual letter arrived for Rev. Barry Parker at St. Paul's Anglican church in Toronto. The news: A member of his flock was out to swindle the parish.
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Chase is cutting 450 jobs in Tempe (Arizona Daily Star)
JP Morgan Chase announces plans to cut at least 450 employees.
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More Indian outsourcers hit by US mortgage crisis (Banking Business Review)
The subprime mortgage crisis continues to rattle through the outsourcing sector, prompting more Indian firms to warn that certain mortgage clients are tapering down their engagements.
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More Indian outsourcers hit by US mortgage crisis (Computer Business Review)
BPO heavyweight WNS has already reduced its guidance after one of its customers, First Magnus Financial, closed its doors and has since filed for bankruptcy.
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TD Bank Financial Group Reports Very Strong Third Quarter 2007 Earnings, Raises Dividend (PR Newswire via Yahoo! Finance)
Reported diluted earnings per share were $1.51, compared with
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How To Handle a Cash Crunch (The Bradford Era)
(ARA) - In the world of living paycheck to paycheck, unforeseen expenses create a very stressful situation. Whether the car breaks down, the water heater blows a leak or your dog needs emergency surgery from eating the hallway rug, finding a way to get out of the red gets harder every day.
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Managing Your Credit Card Debts (Richfield Reaper)
Extremely Important
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