Mason ACT scores exceed state average (The Ledger Independent)
Before beginning a full-scale attack on one’s bad credit and repair of a negative credit report the person must first address each of the negative items and resolve them. Resolution may take many forms, which we will explore here. From a credit repair standpoint the significant starting point is “closing the book” on each of the bad credit items on the credit report. A horrible but old and closed bad credit item most often gets viewed better than an open current bad credit item. Believe it or not, a viable resolution method turns out to be a Chapter 7 bankruptcy. In this context the bankruptcy paves the way to the first step of credit repair by putting an end to the old bad credit items. While bankruptcy adds it’s own significantly terrible credit reporting item, bankruptcy by definition will be “resolved” when the case ends. In the early stages of bad a credit incident the easiest and best solution can be catching up on a payment. As with many of the circumstances we will discuss the prior late payment will still appear on the credit report. The important point being discussed in this section is resolving the initial issue. Catching up on a past due payment constitutes resolution. When payments continue delinquent for a long enough time catching up may become out of reach. Negotiating a payment plan with the creditor either directly or with the aid of a credit counselor constitutes resolution of the item for credit repair purposes. Settlement of a debt, even at a fraction of the original amount due, means resolution.
Mason ACT scores exceed state average (The Ledger Independent)
In data released this week, the Mason County School District was the only local district to exceed the state and national ACT composite scores, scoring 21.6. The state composite score was just 20.7.
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Mortgage `tap' has been shut off (The Charlotte Observer)
The rules of getting a mortgage have changed -- while you were on vacation. At the beginning of summer, you could have a marginal credit score, no proof of income and no down payment, and still get financing for a home. But that was then. Now the kids are heading back to school and lenders are running scared, worried about all the easy credit they granted over the past few years. With many ...
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Credit cards can be a tempting trap for college students (Austin American-Statesman)
Issuers are keen for extravagant spenders, parents' bailouts. They remember their first love, their first car and — if financial institutions have it right — their first credit card.
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Credit crunch hits cards too (CNN Money)
This credit crunch isn't limited to mortgages. Consumer products from home equity loans to credit cards are getting more expensive and harder to get. Here's what you need to know.
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Drowning in debt? Lifeguard is CCCS (Atlanta Journal-Constitution)
The good news for the Consumer Credit Counseling Service is it's hiring like crazy. The bad news is, it has to do that. Since it set up a new hotline Jan. 31, the Atlanta-based nonprofit has been overwhelmed by desperate homeowners across the country teetering on the brink of foreclosure as the subprime mortgage industry implodes.
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Minorities are often stung by credit-based insurance rates (New York Daily News)
Credit scores are good for auto insurance companies, but problematic for African-American and Hispanic consumers.
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Catching up with Piazza (Boston Globe)
Mike Piazza has amassed Hall of Fame numbers: a .308 career average, 424 homers (including a record 399 as a catcher), 1,324 RBIs, a .377 on-base percentage. But he has had a trying year with the Oakland A's, missing 10 weeks with a sprained right shoulder that has relegated him to DHing.
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Domes of Texas rolling out around the world (Dallas Morning News)
ITALY, Texas – If you've driven south to Waco on I-35E, you've probably noticed a building that looks like a caterpillar and wondered what the heck that is.
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Growing mortgage crisis spreads to jumbo loans (Seattle Times)
The evening before their home purchase was to close, Gary Becker and his wife, Amy Dacus, learned their mortgage to buy a Woodinville home...
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Sears Point: Bob Stallings Racing qualifying report (Motorsport.com)
SONOMA, Calif. (Aug. 24, 2007) -- Jon Fogarty and GAINSCO/Bob Stallings Racing captured another Grand-Am record this afternoon in qualifying for tomorrow's Armed Forces Grand-Am 250, as he torched the 2.52-mile Infineon Raceway to score his eighth pole of the 2007 Rolex Sports Car Series season.
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Mason ACT scores exceed state average (The Ledger Independent)
Easier Items To Dispute And Have Removed
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