Beware of bogus 'debt elimination' promises
Some of the bad apples in this industry mislead people about their charges. “They either say there are no fees involved or just a small fee,” Hrdy explains. Sometimes, they don’t mention fees at all.
Beware of bogus 'debt elimination' promises
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Beware of bogus 'debt elimination' promises
Loans, however, are not the only form of bad credit debt consolidation. Often, if you call each of your creditors and explain your situation to them, they will reduce your interest rates or even the payoff amount. Why do they do this? They don't want you to declare bankruptcy. If you are uncomfortable about placing these phone calls, or have tried with no luck, there is still another option.
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