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Charles Helms, president of Consumer Counseling Northwest, sees a lot of people who have been burned by these phony debt relief programs. “It’s horrible,” he says. Because most of them have a large up-front fee, they’ll take anyone who can pay.
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Of course interest payments is tax deductible, but they need to be made out of your income. Therefore the lending agency requires a revenue model or you’re past bank statements. They also require your credit rating. This will prove to them whether you are good investment for them or not.
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