FRB: Supervisory Letter SR 04-3 on debt elimination scams -- January 28, 2004
FTC ad IRS investigators have also found some counseling services that claim to be non-profit when they are actually a for-profit company. The non-profit pitch can make a potential client feel confident about signing up for the service. “They’re preying on the consumer’s trust,” Hrdy says.
FRB: Supervisory Letter SR 04-3 on debt elimination scams -- January 28, 2004
... that a specific government agency sanctions these debt elimination programs. ... in no way involved in any program aimed at eliminating anyone's debt obligations. ...
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Debt Elimination Programs. Credit Repair Secrets. Eliminate Credit Card Debt by Novation ... This is an educational program that teaches you how to use the ...
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FRB: Supervisory Letter SR 04-3 on debt elimination scams -- January 28, 2004
Some of the bad apples in this industry mislead people about their charges. “They either say there are no fees involved or just a small fee,” Hrdy explains. Sometimes, they don’t mention fees at all.
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