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Carol in North Carolina was willing to share her personal horror story with me as long as I did not use her last name. It started with a phone call from a debt management company. The representative told Carol she could get her creditors to lower their interest rates. This would let Carol pay off her credit card, mortgage and car loan debt three to five times faster.
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Rapid Debt-Reduction Strategies (Financial Freedom Series)
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Free Rapid Debt Reduction Calculator
Personal debt has become an increasingly large problem in recent years. For instance, it is estimated that the average US household has $19,000 in non-mortgage debt[2]. With such large debt loads, many individuals have difficulty making repayments on debts and are in need of help.
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