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Charles Helms, president of Consumer Counseling Northwest, sees a lot of people who have been burned by these phony debt relief programs. “It’s horrible,” he says. Because most of them have a large up-front fee, they’ll take anyone who can pay.
VoyForums: Debt consolidation. Card christian consolidation credit debt.
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Debt consolidation - Wikipedia, the free encyclopedia
Online entry for debt consolidation, which entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate, or for the convenience of servicing only one loan.
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VoyForums: Debt consolidation. Card christian consolidation credit debt.
Loans, however, are not the only form of bad credit debt consolidation. Often, if you call each of your creditors and explain your situation to them, they will reduce your interest rates or even the payoff amount. Why do they do this? They don't want you to declare bankruptcy. If you are uncomfortable about placing these phone calls, or have tried with no luck, there is still another option.
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