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It is incorrect to consider student loan debt consolidation asjust another loan. As a debt consolidation loan, the studentloan debt consolidation consolidates the entire debts, preparesa list of debts incurred, and then settles them through a singleloan.
Government gouging students with loans and high interest rates: critics (CP via Yahoo! Canada News)
TORONTO (CP) - Unreasonably high interest rates attached to federal student loans are leaving students smothered in layers of debt for years after graduation, says a new report that calls for a complete overhaul of the loan program.
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Watch List (June 17-23): Caught Up in Fraud (CoStar Group)
In this week's issue of The Watch List we update you on the latest development in the bankruptcy case involving the 1031 Tax Group and identify in the Watch List several properties that have ties to the owner of the troubled exchange intermediaries. There...
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Student loan consolidation can reduce payments up to 60 percent(actual amount saved will depend upon the existing loan interestrates). The other factor is the term of the loans. Typical loansare for a 10 year term. When consolidating student loans, itspossible to refinance for up to 30 years (like a home mortgage).It's important that there be no prepayment penalties, since thestudent will likely want to pay these loans off much sooner,once their earning power is improved after graduating andprogressing in a career that pays reasonably well. Of course,the longer the loan period, the higher the interest rate, andlower the initial payments, which frees up precious cash flowwhen it's needed most - while the student is in school.
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Click for a bit of money advice (The Clarion-Ledger)
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